Building Owners » Commercial Umbrella

Introduction to Commercial Umbrella Policy

A Commercial Umbrella (also referred to as an “excess liability policy”) provides catastrophic coverage for large liability claims which exceed your underlying liability insurance – or, in some cases, to provide an effective replacement for underlying liability policies which become reduced or exhausted by loss. While umbrella can be written in increments of $1,000,000, $2,000,000, $3,000,000, $5,000,000, $10,000,000, $15,000,000, $25,000,000 (up to $250,000,000), minimum limits of $5,000,000 are recommended.


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