Homeowner Associations » Commercial Property

Checklist for Obtaining a Quote for Commercial Property Insurance

When obtaining a quote for commercial property insurance, it is very important to disclose as much information as possible. The more information the broker is provided with, the better tailored they can market the account and find the best insurance for that particular association’s needs.

In addition, the underwriters for the carriers of commercial property insurance look for the following:

  • Information on updates within the last ten to fifteen years for Plumbing, Heating, Roofing, Wiring
  • A three to five year loss history for the Association.
  • Explanation of all loses and what has been done to prevent further losses.
  • Schedule of buildings by address
  • Map/Plot Plan of Association
  • Year Built
  • Insurance portion of CC&Rs
  • Type of parking
  • Construction type
  • Information on all auxiliary structures (Pools, Spas, Tennis Courts, Clubhouses, et al)


Designed by: